Financial Hardship – Your Emotional Wellbeing – Q & A
Q. I lost my job and there is no more unemployment insurance available to me. My wife has filed for divorce and I am falling to pieces. It feels like with each financial blow I am falling into deeper...
View ArticleBankruptcy – Amending My Bankruptcy Petition After Filing – Q & A
Q. I lost my job about two years ago and have been living on unemployment. My medical insurance got cancelled and then, as if my life could not get any worse, I needed to be hospitalized for an...
View ArticleMy Child Wants Emancipation – Video
What happens when your child wants emancipation? Emancipation is a legal way for children to be treated as adults before they are 18. Once a child is emancipated, the parents no longer have legal...
View ArticleHome Foreclosure – What Is A Deficiency Judgement? Video
If your home has been foreclosed and sold, but the proceeds of the sale is not sufficient to cover the debt still owing the lender, the lender can take the additional step of attempting to recover the...
View ArticleCan’t Make My House Payment – Will The Bank Foreclose? Video
If you own a home but are unable to make the mortgage payments, under the terms of the sales contract, the lender has the legal right to commence foreclosure proceedings on your property. The loan...
View ArticleFacing Foreclosure – Should I Negotiate With The Lender? Video
Negotiating with your lender is almost always worth trying. Most lenders are in the business of collecting mortgage payments, not more empty homes for their inventory – especially in a down real estate...
View ArticleHow Does The Foreclosure Process Work? Video
There are two types of foreclosure processes: judicial and non-judical foreclosure. Some state follow the judicial foreclosure process while other states follow the non-judicial foreclosure process....
View ArticleFinancial Hardship – Are There State Programs That Can Help? Q & A
Q. I have a family of four and I am in desperate need of finding work to support my family. In the meantime we need to survive – are there state programs that can assist us and where do we go to find...
View ArticleFacing Home Foreclosure – Should I Consider Bankruptcy? Video
If you are facing home foreclosure, one of your considerations will be to determine whether declaring bankruptcy is in your best financial and legal interest. If you are late on your mortgage...
View ArticleShould I File Bankruptcy Under 7 or 13? Q&A
Q. After seven years of unemployment and mounting debt, I have decided to file for bankruptcy. I have about $135,000 in debt – almost half this debt is from credit cards, while the other half is made...
View ArticleFinancial Trouble, Stress and Erectile Dysfunction
Even in healthy men, increasing levels of stress can lead to erectile dysfunction. In a university study involving 150 cases of men suffering from erectile dysfunction, it was found that over...
View ArticleFrom Bankruptcy To Facing Homelessness
From Bankruptcy To Facing Homelessness – Staying Connected From losing your job, facing foreclosure, and going through bankruptcy, many people for the first time are facing the prospect of being...
View ArticleCollection Agency Law Firms Churn Debt And Abuse Debtors By The Thousands…
In an economy in which the poor are getting poorer and the rich are getting richer, the potential for unethical and illegal collection tactics tend to rise exponentially. The attack on the poor is...
View ArticleOne-Third Of All Americans Are In Debt Collection – What Debt Collectors...
According to the Urban Institute, 1 in 3 adults, 77 million Americans in total, are currently in debt collection. This means that one-third of our nation must deal with the emotional pressure of...
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